Overview

The rise in fraud due to Covid-19 alongside high consumer expectations, requires identity proofing and integrated anti-fraud measures are flexible, transparent and a hub for companies across industries to manage swings in consumer behavior, locate and easily onboard tech newbies, and secure transactions.

IDology’s ExpectID platform is a leading cloud-based stack of flexible plug-and-play solutions covering end-to-end identity verification, fraud deterrence and authentication across multiple channels to help companies stay ahead of shifting fraud trends and deliver a frictionless customer experience.

ExpectID goes beyond basic data matching, using a multi-layered process that leverages thousands of diverse data sources, correlating multiple identity attributes including location, device and activity-based data along with advanced algorithms and engines to analyze and evaluate risk factors. ExpectID gives companies one single-sourced platform for securely onboarding and authenticating customers from multiple countries, all while maintaining compliance.

Combining data attributes and rules for more granularity and sophistication is a must for reducing false positives, minimizing friction and adjusting to evolving fraud schemes. Unlike Machine Learning-based solutions that use “black box” models lacking data intelligence extraction, customization and actionable scoring intelligence, ExpectID gives businesses control of the entire proofing process and the flexibility to make and automatically deploy configuration changes—without IT resources. With ExpectID, customers can build a nearly infinite number of industry and company-specific identity attribute scenarios and, with real-time, point-and-click adjustments, separate legitimate customers from fraud. For example, identity proofing for lenders, which place a premium on geo-attributes, needs to be configured differently than that of eCommerce providers who utilize address deliverability. ExpectID provides unprecedented granularity and data control, as well as closed-loop data feedback for analytics, fine-tuning attributes and understanding customer behavior.

With intuition from IDology’s fraud experts and real-time fraud intelligence across companies and industries with its Consortium Network, ExpectID is the complete package.