Additional Info

CompanySignicat
Websitehttps://www.signicat.com/
Company size (employees)100 to 499
Headquarters RegionEurope

Overview

Signicat’s MobileID is a PSD2-compliant Strong Customer Authentication (SCA) solution designed to provide secure, seamless user authentication for mobile applications. It enables businesses, particularly in regulated industries, to protect users against fraud while maintaining a frictionless experience.

The newest feature, Face Authentication, leverages advanced AI technologies such as 3D Liveness Checks and 3D Face Matching to counter sophisticated fraud attempts, including phishing, deepfakes, and account takeovers. By verifying the presence of a real user and ensuring a precise match to their stored identity, this feature enhances security for high-risk transactions, account recovery, and onboarding processes.

MobileID is device-agnostic, allowing authentication across any platform without storing sensitive biometric data on user devices. Its server-side architecture ensures compliance with strict regulations, including PSD2, GDPR, and eIDAS, making it suitable for financial institutions and other highly regulated sectors.

The solution supports various use cases beyond login, including transaction authorization, resetting second authentication factors, and managing multi-user environments securely. Its seamless integration with existing mobile applications and flexibility in user journey customization makes it a reliable and scalable solution.

With an impressive success rate of over 96%, MobileID combines robust security, compliance, and user-friendly design to meet the growing demand for secure digital identity solutions in an increasingly complex threat landscape. This innovative approach ensures businesses can stay ahead of evolving fraud tactics while delivering an exceptional user experience.

Key Capabilities / Features

1. Advanced Face Authentication:
- Utilises AI-driven 3D Liveness Checks to verify the presence of a real user, blocking fraud attempts like deepfakes and spoofing.
- Features 3D Face Matching to ensure precise verification against the user’s original identity data.
2. Device-Agnostic and Server-Side Security:
- Biometric data is processed on the server, not stored on user devices, enhancing security and enabling cross-device authentication.
- Compatible with any platform or device, ensuring flexibility and scalability.
3. Regulatory Compliance:
- Fully compliant with PSD2 RTS for Strong Customer Authentication, GDPR, and eIDAS, making it ideal for regulated industries.
- Provides cryptographic binding of user consent and transaction context for additional security and compliance.
4. Versatile Use Cases:
- Supports various functions, including login authentication, transaction approval, account recovery, and resetting second authentication factors.
- Designed to handle multi-user environments securely, ensuring protection for shared devices.
5. Seamless Integration:
- Easily integrates with mobile apps using developer-friendly APIs and SDKs, minimising implementation time and effort.
- Enables businesses to maintain full control over the user journey, offering a customisable and frictionless experience.
6. Fraud Detection and Risk Insights:
- Collects and analyzes risk data such as device status, geo-location, and unique identifiers to prevent fraudulent activity.
- Includes app attestation to ensure the authenticity of the app using MobileID.


MobileID combines these capabilities to deliver a robust, secure, and user-friendly solution, ensuring businesses can stay ahead of evolving threats while meeting regulatory demands.


How we are different

- Advanced Fraud Prevention with Cutting-Edge AI: MobileID’s Face Authentication uses AI-powered 3D Liveness Checks and 3D Face Matching to counter sophisticated threats like deepfakes, phishing, and account takeovers. Its server-side biometric processing ensures security without storing sensitive data on user devices, setting it apart from competitors.
- Seamless, Device-Agnostic Integration: Unlike many solutions, MobileID is device-agnostic, allowing secure authentication across any platform. It integrates seamlessly into mobile apps, ensuring a frictionless user experience while maintaining compliance with strict regulations such as PSD2, GDPR, and eIDAS.
- Enhanced User Experience with Customisable Journeys: MobileID enables businesses to tailor authentication flows to their specific needs, ensuring a seamless user experience. This customisation helps businesses boost user engagement and conversion rates while maintaining the highest security standards.


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