Overview

Digital transformation has accelerated during the COVID-19 pandemic and consumer demand for faceless transactions has increased dramatically. To further combat identity fraud, TransUnion expanded the global reach of its Document Verification solution which confirms a consumer’s identity in faceless and in-person channels by validating a government-issued identification like a passport or driver’s license.

TransUnion’s Document Verification — now available in the US, Hong Kong, the Philippines, the UK, Spain and India — provides organizations consumer-friendly and friction-right identity verification by triangulating the validity of the document, danger of the device used to capture the document and risk associated with the identity on the document.

Document Verification is part of IDVision® with iovation®, TransUnion’s flagship identity verification, consumer authentication and fraud prevention solution suite which unites personal and digital data into one of the most comprehensive data identity platforms in the world. As part of the IDVision with iovation suite, Document Verification adds strong verification of government IDs to existing capabilities that can validate a consumer by leveraging TransUnion’s comprehensive intelligence about more than one billion consumer records, behavior of more than seven billion devices, and whether fraud has previously been associated with a person or device.

Document Verification can be accessed via TransUnion hosted pages enabling rapid deployment, meeting a critical need with the accelerated shift to digital channels. It ensures that a government issued identification is genuine by:
• Validating the expiration date, and if the identification document is fake, lost, stolen or tampered with
• Confirming the personally identifiable information (PII) in the identification document matches against TransUnion’s data identity of the consumer and flags any discrepancies
• Enabling real-time fraud risk checks on the device used to capture the document
• In some markets, verifies an ID matches against the government’s database of issued IDs.