Overview

DIGIPASS for Apps helps prevent mobile fraud while enabling end-users to execute payments and exchange information in a seamless, highly convenient manner – the comprehensive mobile application security framework that secures all components of an application throughout the transaction process.

It lets the enterprise organization and its application developers secure and manage banking and financial transaction applications from provisioning through user activation.

It features:

1. Application Security: state-of-the-art obfuscation, white box cryptography and coding increases security across all core application components (communication, storage, platform, provisioning, interface and authentication) with one integration.

2. User Authentication: extremely broad, flexible two-factor authentication (OTP and Signature) integrated via server or SaaS.

3. Risk Scoring: risk scoring (by user, platform and context elements) is injected into the OTP, enabling server-side risk-based analysis.

4. App-to-App Secure Channel: a secure channel for user and transaction authentication and validation adds an additional layer of protection.

5. Unique Cryptogram Authentication: The integrated CrontoSign technology sends consumers a high-definition color QR code for each transaction, providing a unique, secure authentication and visual transaction signing solution.

DIGIPASS for Apps’ Runtime Application Self Protection (RASP) capabilities proactively shield apps from malware, and maintain application integrity even if the environment is infected/hostile. RASP is intrinsic app security that controls execution, detecting and preventing real-time attacks.

Unlike similar solutions, it lets organizations drive powerful new levels of inter-connected mobile app security and intelligence across every level (communication, storage, platform, provisioning, interface and user), without performance lags or customer visibility.

It helps institutions and organizations establish the high level of trust required to deliver advanced mobile and multi-channel banking and finance services. Its friction-free user experience delivers the ultimate in user convenience to help drive both end-consumer satisfaction and new service adoption.