Overview

iProov Genuine Presence Assurance is being used by global banks and other financial institutions to confirm the identity of online customers in a way that is both highly secure and very easy to use.

The unique, patented technology is being used by ING, Rabobank, Knab and many others to onboard and authenticate customers online.

A customer wanting to open a bank account is asked to scan their passport or other approved document with the camera on their mobile device or computer. They then scan their face in a process that takes a few seconds. The face scan is matched to the photo in the document to confirm that the online user is the right person. A colored illumination during the scan checks that the user is a real person (and not a photo or mask being shown to a device camera) and that they are authenticating right now.

This very simple, very secure use of biometrics replaces the need for an in-person identity check and protects against fraud, identity theft and other online criminal activities. This helps to ensure that the bank is complying with Know Your Customer (KYC) and anti-money laundering (AML) regulations.

The pandemic of 2020 proved that identity verification must be possible online, even for the most secure processes such as transferring a large amount of money or applying for a credit card. The number of people ‘iProoving’ themselves worldwide increased by 549%, making 2020 a record year for iProov.