Overview

NuData’s NuDetect protects issuers and credit unions’ online environments across the entire user session by validating the right user without disruption. It blocks threats that happen at the pre-login stage (account opening or application fraud, account takeover), and during a session (account hijacking such as from malware), including money transfers. This end-to-end validation offers a better insight into the company’s traffic, gives accurate information to make better authentication decisions, and provides a seamless experience to legitimate users, without added friction.
This solution combines passive biometrics, behavioral analytics, device intelligence, and the account history to detect and flag suspicious actions even with the correct credentials with +99% accuracy. This is done by observing the user’s unique behavior (typing patterns, scrolling speed, and other measurable unconscious habits) that creates a unique profile that fraudsters cannot replicate or steal.
NuDetect protects from human-driven attacks such as those executed by human farms. It can find unusual behavioral patterns that expose human farms and mitigates them before they generate losses to the company.
NuDetect also detects large sophisticated attacks that often go unnoticed by leveraging its vast network of intelligence. For example, a percentage of failed login attempts that is higher than usual from a particular browser could point to a large attack trying to blend in with legitimate traffic. Anomalies are tracked and their level of risk is updated in the model in real time to prevent fraud.
NuData is partnered with Jack Henry & Associates and FIS, and working towards implementation with their clients, including several credit unions, to offer the same solutions and level of security that is already delivering to large issuers worldwide. Other strong partnerships with financial and payment organizations include Zelle, Arvato, and Early Warning.